Hurricane Relief Programs

Hurricane Michael made quite the impact on our community. We understand that this storm may have resulted in loss of work hours, expensive food going to waste, and damage to your personal property that may have created a financial hardship.

As your local credit union, we rode the storm out with you and want to do everything we can to help! We have implemented the programs below to help get our members that are struggling as a result of the storm get back on track.


We will be offering a NO COST Skip-A-Pay Program for members with outstanding loans to take a break from their October loan payment(s). The Skip A Pay request form is attached below with additional information and instructions on how to participate in the program. Some restrictions apply.


All members are eligible to apply for personal loans to help with those insurance deductibles, repairing your home, restocking your pantry, or any other hardship as a result of the hurricane.

Please contact a Member Service Specialist by calling us at 850-576-8134 - option 2, visiting a branch location, or you can apply online and receive a call back within one business day. Credit Standards Apply. Documentation to show need for hurricane relief may be requested to qualify for special pricing. Membership is required.*

HOMETOWN HEROES LOAN PROGRAM - For City and County Employees Only

Offer Expires on Friday, November 2

As a special consideration for those who work for city and county agencies,* we will be offering special 0% financing up to $500 for 6 months to help get you back on your feet! We appreciate all the work you have done to once again get our nights bright and our days cool!

Membership is required,* and applicant must set up payroll deduction from a city or county entity within our field of membership to qualify.

Programs, rate or discounts, term, and conditions are subject to change without notice.


Through "Operation Power Up," TLFCU is offering special, low interest rate pricing on loans used to purchase home generators up to $10,000, with a 60 month term and 5% interest rate - regardless of credit score!**. Through this #ALLin collaboration between LCSO and the credit union, the loan package will be offered exclusively to all city and county employees in TLFCU's field of membership. Therefore, when duty calls, members of first responder agencies and their families will be ready.

*Membership is open to those who live, work, or worship in Leon, Gadsden, Jefferson, and Wakulla Counties. Minimum balance required to open a share account is $25. Members must maintain a savings account with a minimum of $25 for the duration of their membership. Federally Insured by NCUA.

**Credit Standards Apply.