Rates

All rates are variable and subject to change without notice. All rates are prospective, even on certificates; please check with a Member Service Representative for details.

Type - Product Minimum Deposit Rate APY
Regular Shares (Savings) $2,500 0.05 0.05
$25,000 0.10 0.10
Money Market $2,500 0.10 0.10
$10,000 0.15 0.15
$25,000 0.20 0.20
IRA Accumulation (Traditional, Roth, Education) $1 0.10 0.10
Youth Shares (Savings) $1 0.05 0.05
$1,500 0.10 0.10
Holiday Club (Savings) $1 0.10 0.10
3 Month Share Certificate $500 0.10 0.10
6 Month Share Certificate $500 0.15 0.15
12 Month Share Certificate $500 0.25 0.25
18 Month Share Certificate $500 0.30 0.30
24 Month Share Certificate $500 0.45 0.45
36 Month Share Certificate $500 0.50 0.50
Check Protection Savings NA 0.00 0.00
Checking NA 0.00 0.00

All rates and yields are from thelast dividend declaration date. Rates effective Friday, November 2, 2012.

  • An early withdrawal on certificate accounts will result in a penalty in the amount of 180-days' dividend. Penalties may invade principal
  • Some accounts require a specific minimum balance to earn interest
  • Fees may reduce the earnings on certain accounts
  • All rates are subject to change without notice
  • Dividends are posted monthly

*Annual Percentage Yield (APY) assumes that funds and dividends remain on deposit for a full year, and further assumes that the number of days in any sequence of months is the same for any sequence of the same number of months